Enjoy the convenience of accessing your money from all Farmers and Merchant Bank ATM locations.
In compliance with the Federal Reserve Bank and Treasury Department’s Unlawful Internet Gambling Enforcement Act (UIGEA), Farmers & Merchants Bank has established policies and procedures to identify and block legal and illegal “internet gambling” VISA® Debit Card transactions, effective October 30, 2009.
Farmers and Merchant Bank VISA® Credit Cards can offer you secure convenience in your in-person or online transactional purchases with attractive features, including:
To apply, for a VISA® Credit Card, click here
(1) 0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 3.25% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 9.99% and 19.99%, Platinum Edition APRs are currently between 8.99% and 18.99%, and Cash Rewards Platinum APRs are currently between 12.99% and 22.99%. Rates are accurate as of April 30, 2020 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A. (2) In order to access rewards, your account must be open and in good standing. (3) Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569. (4) Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
Quicken® and QuickBooks® users - Get even more from your personal or business accounting software. Automatically update records and reconcile accounts faster. Farmers and Merchants Bank’s Internet Banking service offers web-connect interface to Intuit Quicken® and QuickBooks® financial software applications for current versions. Internet banking transactional account information can be exported seamlessly into your personal Quicken® or QuickBooks® applications for business customers. Simply navigate to the Account History link, and proceed to the Export History tab, to export your account transaction history to either desired application. Farmers and Merchants Bank is committed to delivering secure and efficient banking solutions to our customers.