Carroll Community Bank - Acquisition (Informational Updates)


 

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                              Farmers and Merchants Bank’s Customer Notification & Communications of New Deposit Account Services

                                                        CONSUMER / BUSINESS Overdraft Privilege, Effective MONDAY, FEBRUARY 22, 2021

 

Dear Valued Deposit Accountholder,

   Farmers and Merchants Bank is extending communications to you announcing new bank services being added to your checking account on Monday, February 22, 2021 to further enhance your banking services with Farmers and Merchants Bank. 

 

CONSUMER – Checking Accounts

 

   The Overdraft Privilege service for consumer checking accounts, extends a $ 500.00 limit to your available account balance in the event that your account would fall below a zero dollar $ .00 balance from a subsequent posting of a transaction similar to check, ATM/POS Point-of-Sale, or online purchase.  The extended $ 500.00 limit is not a loan but a temporary advance if ever needed to assist you in your account management until a deposit can be made to return your account balance into a positive balance condition.   Your Farmers and Merchants Bank’s Bank Overdraft Privilege Service will be activated to your checking account on Monday, February 22nd, 2021. 

In the event, you do not desire to have the Overdraft Privilege of $ 500.00 added to your checking account’s available balance, you may OPT OUT at any time by completing the bank’s OPT OUT form and returning to any banking office of Farmers and Merchants Bank and/or by fax or mail to:

FAX to (410) 517-3064

Mail To:

Farmers and Merchants Bank

Attn: Operations Center – OPT OUT

P.O. Box 249

25 Westminster Pike

Reisterstown, MD 21136

To obtain, the Bank Overdraft Privilege Disclosure and/or the OPT-OUT Form, please contact your local branch office or the bank’s Client Services Dept. by email to: clientservices@fmb1919.bank or by telephone at 410-517-3065.

 

BUSINESS – Checking Accounts

 

   The Overdraft Privilege service for business checking accounts, extends a $ 1,000.00 limit to your available account balance in the event that your account would fall below a zero dollar $ .00 balance from a subsequent posting of a transaction similar to check, ATM/POS Point-of-Sale, or online purchase.  The extended $ 1,000.00 limit is not a loan but a temporary advance if ever needed to assist you in your account management until a deposit can be made to return your account balance into a positive balance condition.   Your Farmers and Merchants Bank’s Business Overdraft Privilege Service will be activated to your checking account on Monday, February 22nd, 2021. 

In the event, you do not desire to have the Overdraft Privilege of $ 1,000.00 added to your checking account’s available balance, you may OPT OUT at any time by completing the bank’s OPT OUT form enclosed in this mailer and returning to any banking office of Farmers and Merchants Bank and/or by fax or mail to:

FAX to (410) 517-3064

Mail To:

Farmers and Merchants Bank

Attn: Operations Center – OPT OUT

P.O. Box 249

25 Westminster Pike

Reisterstown, MD 21136

To obtain, the Bank Overdraft Privilege Disclosure for Business Accounts and/or the OPT-OUT Form, please contact your local branch office or the bank’s Client Services Dept. by email to: clientservices@fmb1919.bank or by telephone at 410-517-3065.

 

             Thank you for your continued banking relationship with Farmers and Merchants Bank.

 

James R. Bosley, Jr., President/CEO

  

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