Business VISA® Debit Cards
- Enjoy the convenience of accessing your business account from all Farmers and Merchant Bank ATM locations (no access fee).
- Take advantage of the bank’s membership with the Allpoint® ATM Network Services, enabling surcharge-free transactions at over 1,000 ATMs in Maryland and 55,000 ATMs nationwide. Locate Allpoint® ATMs near you. (There is a $1.50 Farmers and Merchants Bank foreign ATM transaction fee, which will apply.) Farmers and Merchants Bank is also affiliated with the STAR® and CIRRUS® ATM Networks.
- Perform point-of-sale (POS) transactions at all merchant locations worldwide, displaying a VISA® logo and have the funds debited directly from your checking account at no cost.
- VISA® Business Debit cards are available for business organizations and individual employees. Stop by any of our branch locations for an application, today.
In compliance with the Federal Reserve Bank and Treasury Department’s Unlawful Internet Gambling Enforcement Act (UIGEA), Farmers & Merchants Bank has established policies and procedures to identify and block legal and illegal “internet gambling” VISA® Debit Card transactions, effective October 30, 2009.
Business VISA® Credit Cards
Keep your business spending separate from your personal with our business credit cards.
- Employee cards at no extra cost
- Transaction Reporting
- Credit Line Sharing & Consolidated Statements
- Mobile Payments
- Email and Text Fraud Alerts
- Fraud Monitoring and Zero Fraud Liability
- Travel Accident Insurance1
- Personal service from people you know
Choose the option that is best for your Business!
This card is issued by TCM Bank, N.A. Subject to credit approval.
1Coverage applies when the entire cost of the fare (less redeemable certificated, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
Treasury Management Suite
Our Treasury Management Suite is designed to support businesses with comprehensive solutions that simplify financial operations, improve cash flow, and streamline daily transactions. We understand the unique needs of businesses, so we provide a range of flexible and secure tools that help you manage your funds more efficiently, reduce risk, and enhance productivity. Whether you’re looking to automate payroll, concentrate cash, or protect against fraud, our suite offers everything you need to keep your business finances on track.
- ACH¹ Direct Deposit of Payroll
- ACH¹ Cash Concentration or Disbursements
- Remote Deposit²
- Business Sweep²
- Loan Sweep
- Positive Pay³
- Online Wire Services²
- Merchant Services²
Please contact 410-769-3191 Ext. 5000 for more information.
1 ACH Access $9.95 per month
2 Fees apply, please contact 410-769-3191 Ext. 5000 for details.
3 $75.00 monthly fee
Check Orders
Our Main Street Check order entry portal is conveniently available online to facilitate standard order and re-order requests.
Quicken/QuickBooks Interface
Quicken® and QuickBooks® users – Get even more from your personal or business accounting software. Automatically update records and reconcile accounts faster. Farmers and Merchants Bank’s Internet Banking service offers web-connect interface to Intuit Quicken® and QuickBooks® financial software applications for current versions. Internet banking transactional account information can be exported seamlessly into your personal Quicken® or QuickBooks® applications for business customers. Simply navigate to the Account History link, and proceed to the Export History tab, to export your account transaction history to either desired application. Farmers and Merchants Bank is committed to delivering secure and efficient banking solutions to our customers.
